FAQ

What do I get?

The guide is a 26-page PDF for your country, with worked examples, the 2026 contribution limits and fillable worksheets. The Starter Kit adds the Portfolio Tracker, a spreadsheet for Excel and Google Sheets.

Should I get the US or Canadian edition?

The one for the country where you file taxes. The US guide covers the 401(k), IRAs and the HSA. The Canadian guide covers the TFSA, FHSA and RRSP, including the Home Buyers’ Plan. The tracker works for both.

How do I get the files?

Right after checkout. The download link is on the order confirmation page and in your email. If you can’t find the email, check your spam folder or email us your order number and we’ll resend it.

Do I need Excel for the tracker?

No. It comes with a link to make your own copy in Google Sheets, which is free and works on your phone. In Google Sheets, prices update on their own. It also opens in Excel on Mac or Windows.

Do I need any investing experience?

No. The guides assume you’re starting from zero and explain each term as it comes up. There’s a glossary at the back.

What currency are prices in?

CAD in Canada and USD in the United States. The currency is shown next to every price.

Can I get a refund?

Because the files are delivered instantly, they’re non-refundable once downloaded. If a file won’t open or something looks wrong, email us and we’ll fix it. See the refund policy.

Can I share the files?

They’re licensed for your personal use, so please don’t share or resell them.

Is this financial advice?

No. The guides explain how the accounts and investments work so you can make your own decisions. For advice on your situation, talk to a licensed professional. See the financial disclaimer.